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Only certified Student Financial Aid will appear as credits on the bill. Certified Student Financial Aid is aid for which the student has completed the entire financial aid process. Certified Student Financial Aid may appear as Federal Direct Student Loans, Federal Direct Parent (PLUS) Loans, Federal PELL grants, Federal SEOG grants, and Federal Direct Perkins Loans. Other items that may appear as credits are Admission and Room Deposits, Private Scholarships, SUNY Potsdam Institutional Scholarships and Residence Assistant remuneration.